Pet Insurance, how important is it?

Pet insurance is like health insurance, and just like when a member of your human family gets sick or has an accident, pet insurance can help to protect your furry family members against illness and accidents.

An uninsured pet can incur significant expenses for their owners should they need specialised care or emergency treatment. The last thing you want, if your pet needs treatment, is an expensive treatment plan.

 There’s no way to know what will happen in the future, but as a Cavoodle owner it’s important to know there are some health issues that Cavoodles are more predisposed to than some other breeds. Pet insurance that’s designed with Cavoodles in mind can help protect against some of these illnesses.

What does dog insurance cover?

 Dog insurance pays you back for out-of-pocket vet bills related to accidents, injuries, or illnesses. Like health insurance, you’ll pay a monthly premium to keep your coverage active. Dog insurance policies differ, but you can expect most to include coverage for:

·       Accidental injury

·       Unexpected illnesses

·       Chronic diseases

·       Cancer diagnosis and treatments

 Should you need to make a claim, your insurance provider will pay for your pet’s eligible expenses as outlined within your policy.

The cost of unexpected vet bills

Without dog insurance coverage, seeking the treatment your furry family members needs can present a large financial burden for some pet owners. Accidents like fractures, ingested objects and snake bites can happen without warning and incur significant expense. The cost of ligament repairs in dogs can surpass $3,000 before including the cost of x-rays, medication or follow up appointments.

It’s important to note that emergency costs vary based on several factors. Depending on the problem, a pet health emergency could range from a several hundred dollars, to thousands. For Cavoodles these are the top health issues they face:

·       Hip Conditions and Joint Luxation

·       Cancer

·       Atopic Skin Disease

·       Heart Conditions

When these common health issues for Cavoodles occur it’s important to have the right insurance.  Read more below about one of Australia’s leading pet insurers Vets Choice.

Vets Choice insurance for pets

Vets Choice know the companionship and joy having a pet brings and would never want the joy of owning a pet to be overshadowed by unforeseen illness or injury. That’s why Vets Choice work to offer coverage to protect your pets when they need it most, so you can focus on what matters – having fun with your furry friend.

Their policies are loaded with flexibility so you can choose the level of cover and excess when making a claim, and even include dental. Some of their key policy features include:

·       Cover for life: lifetime cover for your cat or dog while they’re insured with Vets Choice

·       Accident and illness cover: cover for cancer, bone breaks and fractures and ACL injuries

·       Multi-pet discount: receive a discount for insuring all your pets with Vets Choice

·       No claims bonus: receive a no claims bonus for keeping your pets happy and healthy

A portion of every policy with Vets Choice goes toward supporting local shelters and the Vets Benevolent Fund. This means that when you protect your pets with Vets Choice, you’re protecting the wider community, too.

Vets Choice is the only pet insurance company endorsed by the Australian Veterinary Association (AVA) and backed by a 32-year partnership with Guild Insurance.

Find out more by getting a quote for pet insurance today or speaking to one of their insurance specialists on 1800 999 738.